Funding preparation

Prepare the case for business funding

Organise the figures, valuation and documents a lender or investor will ask for. SellAnyBiz does not lend or arrange finance. Terms are agreed directly with the funder.

  • Preparation, not a loan
  • Independent advice recommended
For buyers
  • Acquisition funding pack
  • Pre-qualification letter
  • Your own cash share
For business owners
  • Working capital review
  • Growth funding summary
  • Financial records ready

Funding is subject to eligibility, lender checks, documents and approval. SellAnyBiz helps you prepare. It does not lend, arrange finance, give financial advice or guarantee approvals, rates or timelines.

Purpose

Why preparation shapes a funding conversation

A lender or investor wants a clear story: what is being bought, how it performs, what it costs and how it will be repaid. Buyers who arrive with organised figures and documents answer faster and with more confidence.

In a SellAnyBiz deal the checklist can include a Funding Readiness section: choosing a lender, getting a pre-qualification letter and confirming the buyer's own cash share. The funding itself, and any approval, comes from the lender or investor you deal with directly.

Funding depends on eligibility, lender checks, documents and approval by the funder. SellAnyBiz cannot promise approval, rates or timing.

What this covers

What a funder will want to see

Information and documents to prepare. The funding decision belongs to the funder.

  • Acquisition funding pack

    Asking price, financial performance, business summary, deal structure and supporting documents in one place.

  • Funding readiness checklist

    When a deal needs outside funding: choose the lender, get the pre-qualification letter and confirm your own cash share.

  • Financial information

    Revenue, profit, cash flow and bookkeeping records laid out the way funders expect to read them.

  • Valuation support

    Value drivers and valuation material to explain what is being bought and why the price is what it is.

  • Document readiness

    Bank statements, management accounts, tax records and contracts ready before they are requested.

  • Buyer's contribution

    A clear statement of how much the buyer will pay from their own funds.

  • Owner capital needs

    For owners: a short summary of what the money is for, whether growth, working capital or refinancing.

  • Adviser coordination

    Brokers and finance advisers see the requirement and the documents together, in the same deal.

Who it helps

Who prepares for funding

Buyers and owners preparing to explain a business and its funding needs to a lender or investor.

  • Business owners

    Prepare information for growth, working capital or transaction-related funding review.

  • Buyers

    Organise deal information before approaching a lender or investor.

  • Brokers and advisers

    Review the funding requirement alongside valuation, documents and deal stage.

What changes

  • Funding information organised
  • A clear capital requirement
  • Valuation and documents connected
  • Fewer repeated requests from funders
  • Funding steps tracked in the deal
Preparation checklist

What to have ready

Funders differ, but most start with these.

  • Asking price and valuation material
  • Recent financial statements and tax records
  • A picture of cash flow and debt service
  • How much the buyer will contribute
  • A short summary of the business and the deal
  • Bank statements and management accounts
  • Key contracts, leases and licences
  • The buyer's own financial information, if the funder asks

Records in order shorten the process. See bookkeeping preparation or valuation guidance.

Step by step

From a funding need to a funder's review

Preparation is yours. The decision is the funder's.

  1. Decide how much you need

    Work out the price, your own contribution and how much you want to raise.

  2. Prepare the pack

    Gather financials, valuation material, documents and a short deal summary.

  3. Choose your funder

    Talk to lenders or investors of your choice. SellAnyBiz does not choose or approve them.

  4. The funder reviews

    The funder runs its own checks and decides on its own terms, which can include a pre-qualification letter.

  5. Track it in the deal

    Record the lender, the letter and your cash share in the deal's Funding Readiness checklist.

Questions

Frequently Asked Questions

What is acquisition funding?

It is financing used to support the purchase of a business.

Does SellAnyBiz provide the funding?

No. SellAnyBiz does not lend money or arrange finance. You deal directly with the lender or investor you choose, and they set their own terms.

Does preparing a funding pack guarantee approval?

No. Approval depends on the buyer's profile, the deal structure, business performance and the funder's own requirements.

What do funders usually ask for?

Usually financial statements, tax records, bank statements, an outline of the deal and how much the buyer will contribute. Requirements vary by funder.

Does every deal include a funding step?

No. The Funding Readiness section appears in a deal when the buyer says outside funding is needed.

Get started

Need funding for your next business purchase?

Talk to the team about the information a funder will ask for in your acquisition.